Laptop with a Locked Stack of Files on the Screen

Privacy Policy

what does champlain national bank do with your personal information?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Account balances
  • Payment history
  • Transaction or loss history
  • Overdraft history
  • Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Champlain National Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Champlain National Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We don't share
For our nonaffiliates to market to you No We don't share


What We Do
How does Champlain National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Champlain National Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Use your debit card
  • Make deposits or withdrawals from your account
  • Give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Champlain National Bank does not share with affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Champlain National Bank does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include credit card companies and mortgage brokers to better serve your financial needs.
Questions?
Call (518) 963-4201

online banking personal information sharing


Function What do I need to share? Additional Privacy Information
Mobile Deposit

 Camera If you give us permission to use the camera on your device, we will use it to capture images of a check that is being deposited.
Zelle®

 Contact List

If you give us permission to access your contact list information, we will use the data to facilitate funds transfers between you and your contacts.