online banking
No matter how you prefer to access your bank accounts, whether it’s by logging in to Online Banking on your desktop, or by using our Mobile Banking App on the go, you’ll have the latest banking technology at your fingertips that puts you in control of your money. You’ll have an up-to-the-minute overview of your accounts with features to help you stay organized so you can make smarter financial decisions. Understand your activity and find what you’re looking for – fast. Plus, pay bills, send money to friends and family, and transfer funds quickly and securely.
debit mastercard®
Show off your love of our region every time you swipe your Champlain National Bank Debit Mastercard®! Featuring images taken right in our backyard, our Debit Mastercard® gives you control over access to your money. If you need cash, your Debit Mastercard® serves as your ATM Card, and can be used worldwide, including at any of Allpoint’s 55,000 ATMs. You’ll breathe easier when using your Debit Mastercard knowing Mastercard® Zero Liability Protection applies to your purchases and ATM transactions. Our Debit Card is also compatible with Google Pay and Apple Pay!
visa® rewards credit card
Our Visa® Rewards Platinum Credit Card gives you hometown convenience, worldwide acceptance, and great benefits! Increase your purchasing power with our credit card and enjoy benefits like competitive rates, fraud monitoring and zero fraud liability, travel benefits, 24/7 client service, and much more! Plus, earn and redeem points for merchandise, rental cars, cruises, hotels, and airline travel with no blackout dates!
atm network
ATMs are available at each of our branches and offer much more than just cash withdrawals. You can make deposits of cash and checks right at the ATM at most locations, and transfer funds between your Champlain National Bank accounts. Plus, when you’re outside our area, you’ll have access to your money at any Allpoint ATM with your Champlain National Bank Debit Card or ATM Card. With a network of more than 55,000 ATMs located across the US, Canada, and globe, you’re never far from one. Download the Allpoint App to help you find the closest ATM.
checks
Need to order checks? The easiest way to do it is to call us! In addition to our basic checks, we offer a wide variety of designs, styles, and accessories. Choose what works best for you to keep track of your money. Even if you pay for everything with your debit card, it’s always a good idea to have a few checks on hand.
safe deposit boxes
Protect your valuables and important documents by placing them in a Safe Deposit Box. We have a variety of sizes available at five of our branches: Willsboro, Westport, Elizabethtown, Crown Point and Champlain. Safe Deposit Boxes are not FDIC insured.
telephone banking
Bank by phone 24 hours a day! Check account balances, transfer money between your Champlain National Bank accounts, and stay informed on your transactions. Call (800) 246-9554 to get started.
overdraft protection
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. At Champlain National Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned. That’s why we provide Overdraft Protection, a special overdraft service for Champlain National Bank’s clients. Click for important disclosures.
overdraft line of credit
Another option for when you exceed your checking account balance, our Overdraft Line of Credit is available to qualified clients and subject to a credit application and approval. You may discover having an Overdraft Line of Credit is a less expensive option to cover your overdrafts. Ask us about our applicable rates and fees. Additional restrictions may apply.
sweep
Enrolling in a Sweep may save you the embarrassment of bounced checks and help you avoid overdrafts. Whenever your checking account requires more money in order to cover a check, we will automatically “sweep” the necessary funds into that account from another deposit account you designate. Money will be transferred in increments of $1 to cover the overdrafts. A $5 fee will be charged automatically to your checking account with each transfer.