remote electronic deposit
Remote Electronic Deposit (or RED) lets you deposit checks quickly and easily in your Champlain National Bank Business account using a desktop scanner. Stay organized without the worry of lost or misplaced checks because you can securely process them as soon as you receive them. That versatility improves your cash flow by receiving funds faster, plus it saves time, money, and fuel with fewer trips to the bank. Stay focused on your business while banking on your schedule!
simple
You won’t have to invest in expensive equipment to get started! We’ll provide you with a check scanner and even show you how to use it. The Remote Electronic Deposit scanner system works with just about any computer and the scanner takes up little desk space. Set up is fast, and operating the scanner is very easy.
funds availability
If you submit a deposit to us on a business day before 5:00 pm, the deposit will be credited to your account that day and made available the next business day. Deposits made after 5:00 pm and on non-business days (Saturday, Sunday, and federal holidays) will be credited to your account the next business day and available to you according to our Funds Availability Policy.
transaction reports
Champlain National Bank offers Remote Electronic Deposit users website access to generate reports, edit current transactions, and view their deposit history.
how we handle deposit issues
A deposit or just a single check may be rejected if the check image is blurry, the check was already deposited, or if the check is not properly endorsed. You will also receive an email from us, letting you know the deposit was rejected. If you enter the check amount incorrectly, your deposit will be adjusted and you will be notified by email. You will also receive an email for all successfully completed deposits.
eligibility
Any business deposit account that is established with Champlain National Bank will be considered for Remote Electronic Deposit.
safe and secure
Keeping your accounts safe while you are using our Remote Electronic Deposit is our priority. It offers multiple layers of security including password protection, Internet firewalls, and 128-bit encryption.
how to get started
Contact us to set up a Remote Electronic Deposit demonstration at a time that’s convenient for you. You will also need to complete the Remote Electronic Deposit Enrollment Form on the bottom of this page and return it to the nearest Champlain National Bank branch. You can also mail it to us.
questions?
If you have any questions, you can contact us by:
Visiting or calling your local branch
Emailing us at: info@champlainbank.com
Writing us at:
Champlain National Bank
3900 NYS Route 22
Willsboro, NY 12996